my head is in a spin

god ladies this is soo complicated, i'm really begining to worry about pippa going to childcare when i go back to work in january (i know it's a long way of) and i'm trying to work out if i could go back less hours. I work 12.5 hour shifts but get paid for 11.5 after breaks are taken of. I was going to go back 34.5 hours which is three days a week but would like to go back 2 days a week (23 hours) we won't get any extra help in the form of tax cradits even though my wages would drop by nearly ??7000 a year. I've gone onto the inland revenue website and got the information on tax levels and ni contributions and after a series of very complicated sums have come up with two figures. After working out tax and ni diductions and taken childcare of for working nearly 50 hours a month more i'd get ??100 a month more!! Now dh is going to look at his payslip when he gets it and check as if i worked 22 hours i'd be earning nearly the same as him but if i'm right i think i'll be going back to work for 22 hours it'll mean less spending money but the thought of working all those extra hours for only ??100 a month more does not appeal and pippa would only need childcare for 1 day a week as dh would look after her the other day. Either way when i pass my driving test i can't afford a car so just hav to see what happens,
Please ladies cross your fingers that i've done my sums right for once in my life


Sign In or Register to comment.

Featured Discussions

Promoted Content