what do i do??
me and dh have always had seperate bank accounts as even though i trust my dh completley, the mess my mum got my dad into put me of aving a joint bank account. We'll dh's switch card was declined the other day but he wouldn't go to the bank to see what was going on. Well yesterday he got a load of letters that he left on the stairs so this morning i couldn't help but look. He's used all his overdraught (its ??4200) and some of his direct debits have been returned including his car insurance and the bank is charging him ??90 for returning the direct debits and him going over his overdraft. I can't believe he's got into so much debt i feel like it's my mum all over again, i don't know what to do, i know he'll be cross if he's knows i read his post but at the same time he needs help. I'm trying to work out if i can cut my hours back at work when i go back but i feel i should go back to work more so we have a bit more money comming in. Why is life so complicated i really don't know what to do, he got paid today so he'll have be back in his overdraft but i don't know how he's got into that much debt in the first place. but with all the charges he'll not have enough money again. And if they returned his car insurance does that mean he's not covered???