Child care costs
How many of u qualify for help with child care costs?? sorry if it seems im being a bit nosey here but im very confused, im due back in March and the nurseries i have looked at average on about 37 a day and i want to go back for three full days. I know i wont be able to afford to go back if i dont recieve any help with the huge costs and i have heard that 9 out of 10 couples in UK recieve help but my OH is self employed so his wages go up and down so we can never give them an exact figure. Its so complicated. Also- what forms of childcare do u use? i have to put LO is a day nursery and she will be 7 an half months. Do ur LO's enjoy it?
Hannah xx
Hannah xx
0
Replies
It is based on the last tax year of profit i think. It is a bit unfair as what the business make sis not what we actually take home but so be it, if you are a limited company you are better off as it is then based on your wage (i think thats right but i do get confused about it all).
i think it's best to start them at nursery young (maybe 6-12 months) because they are not as aware of what is really happening so they probably won't be as upset as they would if they were older. also, it's good for them to mix with other children and also be a bit independent from you
i do get help with childcare costs but i am a single mum and don't have any other income but as everyone else said, the tax credits are based on last years earnings but i think they could adjust it month to month if you needed them to and you provided proof of earnings each months, give them a call and see what they can do for you
It is really a shame that childcare has become so expensive. What is really bad is that it is almost as cost effective to stay home with your children than to send them to a daycare center. .
i get 17 quid a week from tax credits towards my childcare but that will stop when i stop paying childcare. OH has a really well paid job so I dont think it would be right if they were throwing money at me - we still struggle I guess you live to your means butbyeah I get no help whatsoever even tho am being made redundant in 3 weeks x
One of the biggest expenses that a father or mother has to face is for child care. Child care costs are rampantly growing and in some areas, eclipse expenses like rent or a mortgage payment.