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In need of financing options for covering childcare costs !

Hey ladies !
I was wondering whether any of you know what the options for finding a loan to cover some of the early years (1-3 year old) childcare costs after government help are. Have/would you ever tried/try to use any borrowing for covering the increased household costs due to early years childcare??? I am a really considering this as an option and would like to know how did/would you go about it...
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