🚨 Advance warning 🚨 This forum will be closing on 1st May – please see our pinned thread for more information.
Anyone tried to get a mortgage on Mat leave?
Hi ladies,
We have just made an offer on a new house which has been accepted. The house is a bargin, and much needed as we are currently living on a first floor flat. We the post office have said we can have the mortgage based on mine and OH wages. Iam currently on full pay until dec, then the last 3 months smp. I have not been able to get hold of my july wage slip due to being on mat leave, i mentioned this to the girl at the post office and she said they will have to contact my employer and to send in my wage slips due to being on smp in dec. we have savings to cover us when i go on reduced wages.
I wish i hadn't said anything as i am going back to work full time in march. But i guess they would have found out that i was on mat leave on my wage slip. Anyone else bought a house on mat leave?do you think i will have any problems getting the mortgage? how will they work out my wage when i am still on full pay and will be for a while?!
I am sooo stressed this is our dream house, the only other thing is to tell them i am going back in dec!!!
Thanks
Gemma xxxx
We have just made an offer on a new house which has been accepted. The house is a bargin, and much needed as we are currently living on a first floor flat. We the post office have said we can have the mortgage based on mine and OH wages. Iam currently on full pay until dec, then the last 3 months smp. I have not been able to get hold of my july wage slip due to being on mat leave, i mentioned this to the girl at the post office and she said they will have to contact my employer and to send in my wage slips due to being on smp in dec. we have savings to cover us when i go on reduced wages.
I wish i hadn't said anything as i am going back to work full time in march. But i guess they would have found out that i was on mat leave on my wage slip. Anyone else bought a house on mat leave?do you think i will have any problems getting the mortgage? how will they work out my wage when i am still on full pay and will be for a while?!
I am sooo stressed this is our dream house, the only other thing is to tell them i am going back in dec!!!
Thanks
Gemma xxxx
0
Replies
We went with Abbey.
We are now in our house, up to the eyeballs with DIY jobs but loving being home owners and creating a real home for our family.
Good luck!
Em x