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Money worries
Does anyone else feel like there constantly struggling to keep up with every day life? Both me and my oh work but we have recently had to remortgage our house to repay lots of debts and his ex wife and our mortgage payents have gone form ??377 per month to ??690 and i am just sick to death. It's like we just constantly struggle. We've always worked have a young son and another on the way but cant claim any benefits? even though are outgoing are going to be double and im due to go on maternity in 4 weeks. It just doesn't pay to own your own home these days. I'm even concidering cutting my loses and renting for a while, but moving with 2 young kids isn't the best idea lol
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I would stick with house even if renting is cheaper in the short term, if you sold and the market took off you could find yourself out for good. I only pay interest on my mortgage eash month and pray in a few years I'll be able to chip away at the massive balance or win the lotto ???
[Modified by: Bedhead on March 26, 2008 10:27 PM]
I'm very lucky in the respect that i've got a 4 bedroom house with quite abit of equity in it and im only 24, but both me and my oh have worked so hard to keep this house up and running.It just makes me sick that no one helps when your financially stuck. My brother is paying ??495 per month to rent a smaller house than mine so in that respect its good but then i look at some of my friends who dont work(have no reason for not working) and get money thrown at them of the government when people who genuinly need it, get hardly anything.
When I'm on mat leave I have no odea how I'm going to be able to pay off my loans etc so I'm saving like mad just now. Hopefully we'll be OK and when I go back to work all my disposable income will go on childcare and we will have to live off OH's salary. Which won't go very far for 3 people !!
Completely agree that I work all year to help support people who don't work and claim benefit but when I'm not goingt o be working on mat leave there is bu**er all support for me. Aargh, try not to think about it and focus on bundle of joy. Suz x
abbie,hope+bluebump 37wk
Government have alot to answer for in this country.
Tammi xxx
28.5 weeks
Sorry for giant rant, i just know exactly where everyone is coming from...makes me so mad that if my hubby was to lose his job too we would get all sorts of help but noone cares about the people who just need a little help every once in a while to get through unfortunate circumstances.
Anyway, moan over now! xxx
I know that a lot of people who are on benefits could get jobs and choose not to, but please don't tar us all with the same brush, as there are people like me out there who really are struggling and who circumstances are difficult for.
I cannot sleep at night now as I am wondering how I can afford to pay for my flat, food and bills etc with ??45 a week. On top of all that, i have no idea how I will be able to afford maternity clothes.
I am working my ass off to find a job, but people will not hire you when you are pregnant.
I jsut wanted to let you know that some people do try their best and that not everyone has the same opportunities.
I'm really not being rude or trying to say that being on benefits is correct, but I have had a job constantly since I was 16 and this is the first time I have been out of work.
xxxxxxxxxxxxxx
so sorry if I sound rude xxx
this is my first post so please be nice. :-/
i have just turned 3o years of ages and have recently found out that i am expecting. the farther whom i have known for 13 years is not so happy about this fact and has done a complete runner leaving me with the anticipation of rasing a child on my own (which i am completley scared stiff about)
i have worked since i left school and through collage but am now stuck in a dead end job on minuim wage and have no idea who i am going to survive once bump has arrived. i would love to retain my independance and continue working but can just about scrap by as it is on my own so child care is out of the question i believe. my parents are deceaced so can not even ask them to help with baby sitting etc. in all honesty i dont know how im going to cope financilly or emotional! k
Don't worry you don't sound rude! I for one have absolutely no problem with people like yourself relying on benefits when you really need them. That is what they are there for and if I was in your position then I would expect to be able to claim them myself!
The problem is people like speckle described who abuse the system. Just think if taxes weren't being wasted on scum like that we could all have better maternity care, clean hospitals and all the other things that the government can't afford!
i'm in a bit of a naff situation myself.... 7 weeks pregnant, 8 weeks into a new job.. whoops. although i wouldn't change it for the world. i am seriously considering not going back to work after the baby is born because of the phenomenal cost of childcare!! I don't know how we would cope either way!:\?