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Stay at home mummy with one baby?
in Baby
Hi All. I was wondering if anyone on here is a stay at home mum with one baby?
The reason I ask is that I would rather stay at home with ashton then go back to work in March but I am panicing that we won;t be able to afford it. How does everyone else manage and what help do you get?
One of the reasons I don't want to go back is that he has cows milk protien intolorance and I would rather be the one making all his meals so that there is no risk to him and also as I have to travel to work it would mean leaving the house with him at 7.45am and not getting home till 18.30 - so when would I see him and spend time with him?
Plus the fact childcare is so expensive!
Thanks Tammi & ashton xxxx
The reason I ask is that I would rather stay at home with ashton then go back to work in March but I am panicing that we won;t be able to afford it. How does everyone else manage and what help do you get?
One of the reasons I don't want to go back is that he has cows milk protien intolorance and I would rather be the one making all his meals so that there is no risk to him and also as I have to travel to work it would mean leaving the house with him at 7.45am and not getting home till 18.30 - so when would I see him and spend time with him?
Plus the fact childcare is so expensive!
Thanks Tammi & ashton xxxx
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Replies
now that im not working, we just dont spend as much on luxeries and food shopping and we budget alot.
hope this helps xxx
We were fortunate in that we didn't really have a mortgage (oh'd dad died while I was pregnant and left him some money) or any other loans to pay so we were able to manage on one salary. Now we have two we do have a bigger mortgage as we moved but we still just about manage, although I did downsize my car earlier in the year to save a bit on the running costs.
xx
u just learn to budget a bit more and plan things better like food shopping etc! its a decision u and ur partner need to make and if u chose not to go back u will just cope!
xx
Totally understand why you want to stay at home with your lo. I went back to work 2 days a week and finances were still tight so I started doing Usborne books from home on some of my other days with my lo with me. It is FANTASTIC and I am hoping that within 6 months I will be able to give up my 2 days at work and work with lo alongside just doing the books. Have you considered something like this??? If you want some info just email me; books@the-mountfords.co.uk - even if you want to know about it for the future just drop me a line!
Craftycharlie I already work for Usborne books! To be honest although I love the books there is another woman that has been doing it for years round here so although she is always busy it hasn't really worked for me!
At the mintue as well we live in the middle of nowhere so getting a wee part time job in asda or tesco is not an option at its a 20 mile trip there and back plus hubby isn't home till 6.30 then has to have a bath as he is a tyre fitter so is always dirty when he gets home so wouldn't be able to work till about 7.30/8pm!!! God why is life so hard?
Does anyone know what you have to be earning under to get working tax credits?
xxxxxxx
LOL Karen not quite the outter hebrides!!! xxxx
this is a really good link! u can play about and see if u wud be better off going back or staying home etc!
Slightly different scenario to most people. Hubby is a student until July amd has big exams coming up, so I didnt want to rely on him helping out in theeves when he should be concentrating on revision. I m also thinking of taking up usbourne books too. With hubby being a student we are relying on our savings. We are renting privately and they ahve lowered our rent. Council tax is quite alot, so going to see if we can get help with council tax as its our 2nd big expense after rent. I managed to pay all our bills annually before I went on mat leave which helped. Im not one for claiming benefits but if its will help us over the next couple of months I will claim, knowing full well that once hubby is qualified he will be paying tax anyhow.
Just to say it is possible to live off the minimum. Just have to remember that your child comes first before luxurys. After we got married I couldnt find a job in the area I qualified in and I was bringing home 500 a mth whilst hubby was a student. We manged to scrap by and it meant we didnt buy anything unless it was essential. We have found, having lived off this amount you take less things for granted. We have also found, the more money you ahve the more you spend!
tamara...they also go by 2007-2008 income, so in april they go by 2008-2009 income. My friend applied and they didnt get it. If your partner works, he has to be earning less than 16,000. The coucil have wierd ways of working out who needs money. Im on smp but they still wouldnt let me claim councial tax benefit despite hubby doesnt get anything as a student!
Sry, I ahve gone on abit. I just wanted to say I do feel for you, but you will get by. It just mean being extra carefuly between both you and your poartner what you spend your money on
it didnt effect us financially as hubby is on a good salary. Now that amara is here, i have decided to stay home and take care of her.
I do feel lucky to have the option as i would find it difficult to leave amara with anyone.
xxx
we are just cutting back
i worked til i had the twins... and i'm still making my mind up what to do next.
holidays abroad are easy to lose with a baby...the back garden and a sand pit are all you need!
but we are already finding it hard in terms of food. and with twins you can imagine how much we are spending on nappies!